杭州房贷计算器

杭州新房和二手房都可以先用同一套月供公式估算，差别主要在首付比例、评估价和公积金是否可贷。

更新于 2026-09-22

杭州参考政策

更新于 2026-09-22。请以当地最新规定为准。

首套首付: 15%
二套首付: 25%
公积金单人上限: 60 万元
公积金家庭上限: 120 万元
商业贷款利率: 3.4% / 3.8%
公积金利率: 2.6% / 3.075%
全国 5 年期 LPR: 3.5%
1 年期 LPR: 3%

参考口径会看户籍、社保和住房套数，部分区域政策放松后仍要以杭州市当期执行口径为准。

贷款金额 100万元、年利率 3.4%、贷款年限 30年，月供 4,434.81 元，总利息 596,533.12 元，总还款 1,596,533.12 元。对照 2026-09-22 的站内参考快照，仅供参考。

月供

总利息596,533.12 元

总还款1,596,533.12 元

期数360 期

还款方式: 等额本息
贷款本金: 1,000,000.00 元
年利率: 3.4%
月利率: 0.2833%
首付比例: 15%
按首付比例反推的房屋总价: 1,176,470.59 元
对应首付: 176,470.59 元
套数: 按首套参数理解

计算记录

记录只留在这台设备上，用来回看和对比，不会上传。

点「查看计算结果」或「保存这次」，这里会出现记录。

还款曲线

金额单位为元，左右滑动可看利息和剩余本金。

期数	月供	本金	利息	剩余本金
1	4,434.81	1,601.48	2,833.33	998,398.52
2	4,434.81	1,606.01	2,828.80	996,792.51
3	4,434.81	1,610.56	2,824.25	995,181.95
4	4,434.81	1,615.13	2,819.68	993,566.82
5	4,434.81	1,619.70	2,815.11	991,947.12
6	4,434.81	1,624.29	2,810.52	990,322.83
7	4,434.81	1,628.90	2,805.91	988,693.93
8	4,434.81	1,633.51	2,801.30	987,060.42
9	4,434.81	1,638.14	2,796.67	985,422.28
10	4,434.81	1,642.78	2,792.03	983,779.50
11	4,434.81	1,647.43	2,787.38	982,132.07
12	4,434.81	1,652.10	2,782.71	980,479.97
13	4,434.81	1,656.78	2,778.03	978,823.19
14	4,434.81	1,661.48	2,773.33	977,161.71
15	4,434.81	1,666.19	2,768.62	975,495.52
16	4,434.81	1,670.91	2,763.90	973,824.61
17	4,434.81	1,675.64	2,759.17	972,148.97
18	4,434.81	1,680.39	2,754.42	970,468.58
19	4,434.81	1,685.15	2,749.66	968,783.43
20	4,434.81	1,689.92	2,744.89	967,093.51
21	4,434.81	1,694.71	2,740.10	965,398.80
22	4,434.81	1,699.51	2,735.30	963,699.29
23	4,434.81	1,704.33	2,730.48	961,994.96
24	4,434.81	1,709.16	2,725.65	960,285.80
25	4,434.81	1,714.00	2,720.81	958,571.80
26	4,434.81	1,718.86	2,715.95	956,852.94
27	4,434.81	1,723.73	2,711.08	955,129.21
28	4,434.81	1,728.61	2,706.20	953,400.60
29	4,434.81	1,733.51	2,701.30	951,667.09
30	4,434.81	1,738.42	2,696.39	949,928.67
31	4,434.81	1,743.35	2,691.46	948,185.32
32	4,434.81	1,748.28	2,686.53	946,437.04
33	4,434.81	1,753.24	2,681.57	944,683.80
34	4,434.81	1,758.21	2,676.60	942,925.59
35	4,434.81	1,763.19	2,671.62	941,162.40
36	4,434.81	1,768.18	2,666.63	939,394.22
37	4,434.81	1,773.19	2,661.62	937,621.03
38	4,434.81	1,778.22	2,656.59	935,842.81
39	4,434.81	1,783.26	2,651.55	934,059.55
40	4,434.81	1,788.31	2,646.50	932,271.24
41	4,434.81	1,793.37	2,641.44	930,477.87
42	4,434.81	1,798.46	2,636.35	928,679.41
43	4,434.81	1,803.55	2,631.26	926,875.86
44	4,434.81	1,808.66	2,626.15	925,067.20
45	4,434.81	1,813.79	2,621.02	923,253.41
46	4,434.81	1,818.93	2,615.88	921,434.48
47	4,434.81	1,824.08	2,610.73	919,610.40
48	4,434.81	1,829.25	2,605.56	917,781.15
49	4,434.81	1,834.43	2,600.38	915,946.72
50	4,434.81	1,839.63	2,595.18	914,107.09
51	4,434.81	1,844.84	2,589.97	912,262.25
52	4,434.81	1,850.07	2,584.74	910,412.18
53	4,434.81	1,855.31	2,579.50	908,556.87
54	4,434.81	1,860.57	2,574.24	906,696.30
55	4,434.81	1,865.84	2,568.97	904,830.46
56	4,434.81	1,871.12	2,563.69	902,959.34
57	4,434.81	1,876.43	2,558.38	901,082.91
58	4,434.81	1,881.74	2,553.07	899,201.17
59	4,434.81	1,887.07	2,547.74	897,314.10
60	4,434.81	1,892.42	2,542.39	895,421.68
61	4,434.81	1,897.78	2,537.03	893,523.90
62	4,434.81	1,903.16	2,531.65	891,620.74
63	4,434.81	1,908.55	2,526.26	889,712.19
64	4,434.81	1,913.96	2,520.85	887,798.23
65	4,434.81	1,919.38	2,515.43	885,878.85
66	4,434.81	1,924.82	2,509.99	883,954.03
67	4,434.81	1,930.27	2,504.54	882,023.76
68	4,434.81	1,935.74	2,499.07	880,088.02
69	4,434.81	1,941.23	2,493.58	878,146.79
70	4,434.81	1,946.73	2,488.08	876,200.06
71	4,434.81	1,952.24	2,482.57	874,247.82
72	4,434.81	1,957.77	2,477.04	872,290.05
73	4,434.81	1,963.32	2,471.49	870,326.73
74	4,434.81	1,968.88	2,465.93	868,357.85
75	4,434.81	1,974.46	2,460.35	866,383.39
76	4,434.81	1,980.06	2,454.75	864,403.33
77	4,434.81	1,985.67	2,449.14	862,417.66
78	4,434.81	1,991.29	2,443.52	860,426.37
79	4,434.81	1,996.94	2,437.87	858,429.43
80	4,434.81	2,002.59	2,432.22	856,426.84
81	4,434.81	2,008.27	2,426.54	854,418.57
82	4,434.81	2,013.96	2,420.85	852,404.61
83	4,434.81	2,019.66	2,415.15	850,384.95
84	4,434.81	2,025.39	2,409.42	848,359.56
85	4,434.81	2,031.12	2,403.69	846,328.44
86	4,434.81	2,036.88	2,397.93	844,291.56
87	4,434.81	2,042.65	2,392.16	842,248.91
88	4,434.81	2,048.44	2,386.37	840,200.47
89	4,434.81	2,054.24	2,380.57	838,146.23
90	4,434.81	2,060.06	2,374.75	836,086.17
91	4,434.81	2,065.90	2,368.91	834,020.27
92	4,434.81	2,071.75	2,363.06	831,948.52
93	4,434.81	2,077.62	2,357.19	829,870.90
94	4,434.81	2,083.51	2,351.30	827,787.39
95	4,434.81	2,089.41	2,345.40	825,697.98
96	4,434.81	2,095.33	2,339.48	823,602.65
97	4,434.81	2,101.27	2,333.54	821,501.38
98	4,434.81	2,107.22	2,327.59	819,394.16
99	4,434.81	2,113.19	2,321.62	817,280.97
100	4,434.81	2,119.18	2,315.63	815,161.79
101	4,434.81	2,125.18	2,309.63	813,036.61
102	4,434.81	2,131.21	2,303.60	810,905.40
103	4,434.81	2,137.24	2,297.57	808,768.16
104	4,434.81	2,143.30	2,291.51	806,624.86
105	4,434.81	2,149.37	2,285.44	804,475.49
106	4,434.81	2,155.46	2,279.35	802,320.03
107	4,434.81	2,161.57	2,273.24	800,158.46
108	4,434.81	2,167.69	2,267.12	797,990.77
109	4,434.81	2,173.84	2,260.97	795,816.93
110	4,434.81	2,180.00	2,254.81	793,636.93
111	4,434.81	2,186.17	2,248.64	791,450.76
112	4,434.81	2,192.37	2,242.44	789,258.39
113	4,434.81	2,198.58	2,236.23	787,059.81
114	4,434.81	2,204.81	2,230.00	784,855.00
115	4,434.81	2,211.05	2,223.76	782,643.95
116	4,434.81	2,217.32	2,217.49	780,426.63
117	4,434.81	2,223.60	2,211.21	778,203.03
118	4,434.81	2,229.90	2,204.91	775,973.13
119	4,434.81	2,236.22	2,198.59	773,736.91
120	4,434.81	2,242.56	2,192.25	771,494.35
121	4,434.81	2,248.91	2,185.90	769,245.44
122	4,434.81	2,255.28	2,179.53	766,990.16
123	4,434.81	2,261.67	2,173.14	764,728.49
124	4,434.81	2,268.08	2,166.73	762,460.41
125	4,434.81	2,274.51	2,160.30	760,185.90
126	4,434.81	2,280.95	2,153.86	757,904.95
127	4,434.81	2,287.41	2,147.40	755,617.54
128	4,434.81	2,293.89	2,140.92	753,323.65
129	4,434.81	2,300.39	2,134.42	751,023.26
130	4,434.81	2,306.91	2,127.90	748,716.35
131	4,434.81	2,313.45	2,121.36	746,402.90
132	4,434.81	2,320.00	2,114.81	744,082.90
133	4,434.81	2,326.58	2,108.23	741,756.32
134	4,434.81	2,333.17	2,101.64	739,423.15
135	4,434.81	2,339.78	2,095.03	737,083.37
136	4,434.81	2,346.41	2,088.40	734,736.96
137	4,434.81	2,353.06	2,081.75	732,383.90
138	4,434.81	2,359.72	2,075.09	730,024.18
139	4,434.81	2,366.41	2,068.40	727,657.77
140	4,434.81	2,373.11	2,061.70	725,284.66
141	4,434.81	2,379.84	2,054.97	722,904.82
142	4,434.81	2,386.58	2,048.23	720,518.24
143	4,434.81	2,393.34	2,041.47	718,124.90
144	4,434.81	2,400.12	2,034.69	715,724.78
145	4,434.81	2,406.92	2,027.89	713,317.86
146	4,434.81	2,413.74	2,021.07	710,904.12
147	4,434.81	2,420.58	2,014.23	708,483.54
148	4,434.81	2,427.44	2,007.37	706,056.10
149	4,434.81	2,434.32	2,000.49	703,621.78
150	4,434.81	2,441.21	1,993.60	701,180.57
151	4,434.81	2,448.13	1,986.68	698,732.44
152	4,434.81	2,455.07	1,979.74	696,277.37
153	4,434.81	2,462.02	1,972.79	693,815.35
154	4,434.81	2,469.00	1,965.81	691,346.35
155	4,434.81	2,476.00	1,958.81	688,870.35
156	4,434.81	2,483.01	1,951.80	686,387.34
157	4,434.81	2,490.05	1,944.76	683,897.29
158	4,434.81	2,497.10	1,937.71	681,400.19
159	4,434.81	2,504.18	1,930.63	678,896.01
160	4,434.81	2,511.27	1,923.54	676,384.74
161	4,434.81	2,518.39	1,916.42	673,866.35
162	4,434.81	2,525.52	1,909.29	671,340.83
163	4,434.81	2,532.68	1,902.13	668,808.15
164	4,434.81	2,539.85	1,894.96	666,268.30
165	4,434.81	2,547.05	1,887.76	663,721.25
166	4,434.81	2,554.27	1,880.54	661,166.98
167	4,434.81	2,561.50	1,873.31	658,605.48
168	4,434.81	2,568.76	1,866.05	656,036.72
169	4,434.81	2,576.04	1,858.77	653,460.68
170	4,434.81	2,583.34	1,851.47	650,877.34
171	4,434.81	2,590.66	1,844.15	648,286.68
172	4,434.81	2,598.00	1,836.81	645,688.68
173	4,434.81	2,605.36	1,829.45	643,083.32
174	4,434.81	2,612.74	1,822.07	640,470.58
175	4,434.81	2,620.14	1,814.67	637,850.44
176	4,434.81	2,627.57	1,807.24	635,222.87
177	4,434.81	2,635.01	1,799.80	632,587.86
178	4,434.81	2,642.48	1,792.33	629,945.38
179	4,434.81	2,649.96	1,784.85	627,295.42
180	4,434.81	2,657.47	1,777.34	624,637.95
181	4,434.81	2,665.00	1,769.81	621,972.95
182	4,434.81	2,672.55	1,762.26	619,300.40
183	4,434.81	2,680.13	1,754.68	616,620.27
184	4,434.81	2,687.72	1,747.09	613,932.55
185	4,434.81	2,695.33	1,739.48	611,237.22
186	4,434.81	2,702.97	1,731.84	608,534.25
187	4,434.81	2,710.63	1,724.18	605,823.62
188	4,434.81	2,718.31	1,716.50	603,105.31
189	4,434.81	2,726.01	1,708.80	600,379.30
190	4,434.81	2,733.74	1,701.07	597,645.56
191	4,434.81	2,741.48	1,693.33	594,904.08
192	4,434.81	2,749.25	1,685.56	592,154.83
193	4,434.81	2,757.04	1,677.77	589,397.79
194	4,434.81	2,764.85	1,669.96	586,632.94
195	4,434.81	2,772.68	1,662.13	583,860.26
196	4,434.81	2,780.54	1,654.27	581,079.72
197	4,434.81	2,788.42	1,646.39	578,291.30
198	4,434.81	2,796.32	1,638.49	575,494.98
199	4,434.81	2,804.24	1,630.57	572,690.74
200	4,434.81	2,812.19	1,622.62	569,878.55
201	4,434.81	2,820.15	1,614.66	567,058.40
202	4,434.81	2,828.14	1,606.67	564,230.26
203	4,434.81	2,836.16	1,598.65	561,394.10
204	4,434.81	2,844.19	1,590.62	558,549.91
205	4,434.81	2,852.25	1,582.56	555,697.66
206	4,434.81	2,860.33	1,574.48	552,837.33
207	4,434.81	2,868.44	1,566.37	549,968.89
208	4,434.81	2,876.56	1,558.25	547,092.33
209	4,434.81	2,884.72	1,550.09	544,207.61
210	4,434.81	2,892.89	1,541.92	541,314.72
211	4,434.81	2,901.08	1,533.73	538,413.64
212	4,434.81	2,909.30	1,525.51	535,504.34
213	4,434.81	2,917.55	1,517.26	532,586.79
214	4,434.81	2,925.81	1,509.00	529,660.98
215	4,434.81	2,934.10	1,500.71	526,726.88
216	4,434.81	2,942.42	1,492.39	523,784.46
217	4,434.81	2,950.75	1,484.06	520,833.71
218	4,434.81	2,959.11	1,475.70	517,874.60
219	4,434.81	2,967.50	1,467.31	514,907.10
220	4,434.81	2,975.91	1,458.90	511,931.19
221	4,434.81	2,984.34	1,450.47	508,946.85
222	4,434.81	2,992.79	1,442.02	505,954.06
223	4,434.81	3,001.27	1,433.54	502,952.79
224	4,434.81	3,009.78	1,425.03	499,943.01
225	4,434.81	3,018.30	1,416.51	496,924.71
226	4,434.81	3,026.86	1,407.95	493,897.85
227	4,434.81	3,035.43	1,399.38	490,862.42
228	4,434.81	3,044.03	1,390.78	487,818.39
229	4,434.81	3,052.66	1,382.15	484,765.73
230	4,434.81	3,061.31	1,373.50	481,704.42
231	4,434.81	3,069.98	1,364.83	478,634.44
232	4,434.81	3,078.68	1,356.13	475,555.76
233	4,434.81	3,087.40	1,347.41	472,468.36
234	4,434.81	3,096.15	1,338.66	469,372.21
235	4,434.81	3,104.92	1,329.89	466,267.29
236	4,434.81	3,113.72	1,321.09	463,153.57
237	4,434.81	3,122.54	1,312.27	460,031.03
238	4,434.81	3,131.39	1,303.42	456,899.64
239	4,434.81	3,140.26	1,294.55	453,759.38
240	4,434.81	3,149.16	1,285.65	450,610.22
241	4,434.81	3,158.08	1,276.73	447,452.14
242	4,434.81	3,167.03	1,267.78	444,285.11
243	4,434.81	3,176.00	1,258.81	441,109.11
244	4,434.81	3,185.00	1,249.81	437,924.11
245	4,434.81	3,194.03	1,240.78	434,730.08
246	4,434.81	3,203.07	1,231.74	431,527.01
247	4,434.81	3,212.15	1,222.66	428,314.86
248	4,434.81	3,221.25	1,213.56	425,093.61
249	4,434.81	3,230.38	1,204.43	421,863.23
250	4,434.81	3,239.53	1,195.28	418,623.70
251	4,434.81	3,248.71	1,186.10	415,374.99
252	4,434.81	3,257.91	1,176.90	412,117.08
253	4,434.81	3,267.14	1,167.67	408,849.94
254	4,434.81	3,276.40	1,158.41	405,573.54
255	4,434.81	3,285.68	1,149.13	402,287.86
256	4,434.81	3,294.99	1,139.82	398,992.87
257	4,434.81	3,304.33	1,130.48	395,688.54
258	4,434.81	3,313.69	1,121.12	392,374.85
259	4,434.81	3,323.08	1,111.73	389,051.77
260	4,434.81	3,332.50	1,102.31	385,719.27
261	4,434.81	3,341.94	1,092.87	382,377.33
262	4,434.81	3,351.41	1,083.40	379,025.92
263	4,434.81	3,360.90	1,073.91	375,665.02
264	4,434.81	3,370.43	1,064.38	372,294.59
265	4,434.81	3,379.98	1,054.83	368,914.61
266	4,434.81	3,389.55	1,045.26	365,525.06
267	4,434.81	3,399.16	1,035.65	362,125.90
268	4,434.81	3,408.79	1,026.02	358,717.11
269	4,434.81	3,418.44	1,016.37	355,298.67
270	4,434.81	3,428.13	1,006.68	351,870.54
271	4,434.81	3,437.84	996.97	348,432.70
272	4,434.81	3,447.58	987.23	344,985.12
273	4,434.81	3,457.35	977.46	341,527.77
274	4,434.81	3,467.15	967.66	338,060.62
275	4,434.81	3,476.97	957.84	334,583.65
276	4,434.81	3,486.82	947.99	331,096.83
277	4,434.81	3,496.70	938.11	327,600.13
278	4,434.81	3,506.61	928.20	324,093.52
279	4,434.81	3,516.55	918.26	320,576.97
280	4,434.81	3,526.51	908.30	317,050.46
281	4,434.81	3,536.50	898.31	313,513.96
282	4,434.81	3,546.52	888.29	309,967.44
283	4,434.81	3,556.57	878.24	306,410.87
284	4,434.81	3,566.65	868.16	302,844.22
285	4,434.81	3,576.75	858.06	299,267.47
286	4,434.81	3,586.89	847.92	295,680.58
287	4,434.81	3,597.05	837.76	292,083.53
288	4,434.81	3,607.24	827.57	288,476.29
289	4,434.81	3,617.46	817.35	284,858.83
290	4,434.81	3,627.71	807.10	281,231.12
291	4,434.81	3,637.99	796.82	277,593.13
292	4,434.81	3,648.30	786.51	273,944.83
293	4,434.81	3,658.63	776.18	270,286.20
294	4,434.81	3,669.00	765.81	266,617.20
295	4,434.81	3,679.39	755.42	262,937.81
296	4,434.81	3,689.82	744.99	259,247.99
297	4,434.81	3,700.27	734.54	255,547.72
298	4,434.81	3,710.76	724.05	251,836.96
299	4,434.81	3,721.27	713.54	248,115.69
300	4,434.81	3,731.82	702.99	244,383.87
301	4,434.81	3,742.39	692.42	240,641.48
302	4,434.81	3,752.99	681.82	236,888.49
303	4,434.81	3,763.63	671.18	233,124.86
304	4,434.81	3,774.29	660.52	229,350.57
305	4,434.81	3,784.98	649.83	225,565.59
306	4,434.81	3,795.71	639.10	221,769.88
307	4,434.81	3,806.46	628.35	217,963.42
308	4,434.81	3,817.25	617.56	214,146.17
309	4,434.81	3,828.06	606.75	210,318.11
310	4,434.81	3,838.91	595.90	206,479.20
311	4,434.81	3,849.79	585.02	202,629.41
312	4,434.81	3,860.69	574.12	198,768.72
313	4,434.81	3,871.63	563.18	194,897.09
314	4,434.81	3,882.60	552.21	191,014.49
315	4,434.81	3,893.60	541.21	187,120.89
316	4,434.81	3,904.63	530.18	183,216.26
317	4,434.81	3,915.70	519.11	179,300.56
318	4,434.81	3,926.79	508.02	175,373.77
319	4,434.81	3,937.92	496.89	171,435.85
320	4,434.81	3,949.08	485.73	167,486.77
321	4,434.81	3,960.26	474.55	163,526.51
322	4,434.81	3,971.48	463.33	159,555.03
323	4,434.81	3,982.74	452.07	155,572.29
324	4,434.81	3,994.02	440.79	151,578.27
325	4,434.81	4,005.34	429.47	147,572.93
326	4,434.81	4,016.69	418.12	143,556.24
327	4,434.81	4,028.07	406.74	139,528.17
328	4,434.81	4,039.48	395.33	135,488.69
329	4,434.81	4,050.93	383.88	131,437.76
330	4,434.81	4,062.40	372.41	127,375.36
331	4,434.81	4,073.91	360.90	123,301.45
332	4,434.81	4,085.46	349.35	119,215.99
333	4,434.81	4,097.03	337.78	115,118.96
334	4,434.81	4,108.64	326.17	111,010.32
335	4,434.81	4,120.28	314.53	106,890.04
336	4,434.81	4,131.95	302.86	102,758.09
337	4,434.81	4,143.66	291.15	98,614.43
338	4,434.81	4,155.40	279.41	94,459.03
339	4,434.81	4,167.18	267.63	90,291.85
340	4,434.81	4,178.98	255.83	86,112.87
341	4,434.81	4,190.82	243.99	81,922.05
342	4,434.81	4,202.70	232.11	77,719.35
343	4,434.81	4,214.61	220.20	73,504.74
344	4,434.81	4,226.55	208.26	69,278.19
345	4,434.81	4,238.52	196.29	65,039.67
346	4,434.81	4,250.53	184.28	60,789.14
347	4,434.81	4,262.57	172.24	56,526.57
348	4,434.81	4,274.65	160.16	52,251.92
349	4,434.81	4,286.76	148.05	47,965.16
350	4,434.81	4,298.91	135.90	43,666.25
351	4,434.81	4,311.09	123.72	39,355.16
352	4,434.81	4,323.30	111.51	35,031.86
353	4,434.81	4,335.55	99.26	30,696.31
354	4,434.81	4,347.84	86.97	26,348.47
355	4,434.81	4,360.16	74.65	21,988.31
356	4,434.81	4,372.51	62.30	17,615.80
357	4,434.81	4,384.90	49.91	13,230.90
358	4,434.81	4,397.32	37.49	8,833.58
359	4,434.81	4,409.78	25.03	4,423.80
360	4,436.33	4,423.80	12.53	0.00
明算 · · 房贷等额本息计算器

当地说明

杭州商业贷款参考利率按首套贴近 5 年期 LPR、二套上浮来填写。公积金利率仍明显更低，但额度要单独算。

月供使用本页商业贷款参考利率和首套首付。二套可以取消“是否首套”，或直接改成银行报价。

常见问题

杭州首套和二套首付比例参考是多少？

站内快照（2026-09-22）首套约 15%，二套约 25%。参考口径会看户籍、社保和住房套数，部分区域政策放松后仍要以杭州市当期执行口径为准。

杭州公积金最高额度参考是多少？

本页单人上限按 60 万元、家庭上限按 120 万元试算，实际还要同时满足余额倍数和月供能力。杭州商业贷款参考利率按首套贴近 5 年期 LPR、二套上浮来填写。公积金利率仍明显更低，但额度要单独算。

杭州房贷和公积金利率参考怎么填？

商业贷款首套参考 3.4%、二套参考 3.8%；公积金首套参考 2.6%、二套参考 3.075%。全国 5 年期以上 LPR 见站内利率快照，加点以贷款银行为准。

杭州二手房能直接套用新房月供吗？

月供公式相同。二手房要额外注意评估价可能低于成交价，银行按评估价和成交价的较低者确定贷款额。

杭州房贷计算器

杭州参考政策

计算记录

清空计算记录

还款曲线

当地说明

常见问题

杭州首套和二套首付比例参考是多少？

杭州公积金最高额度参考是多少？

杭州房贷和公积金利率参考怎么填？

杭州二手房能直接套用新房月供吗？

相关城市

杭州参考政策

计算记录

还款曲线

还款计划

当地说明

常见问题

杭州首套和二套首付比例参考是多少？

杭州公积金最高额度参考是多少？

杭州房贷和公积金利率参考怎么填？

杭州二手房能直接套用新房月供吗？

相关城市